Mortgages

Spanish mortgages for international buyers

If you live outside Spain — or buy here as an investor — the rules, LTV and paperwork differ from a domestic resident loan. We intermediate with more than 20 banks and keep one named contact from first call to the notary.

Review my case

Non-residents
Non-resident mortgage Spain
Typical LTV, NIE, foreign income docs and banks used to international buyers.
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Mallorca
Mortgage in Mallorca
Palma office, island purchase costs and lenders that finance Balearic properties.
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Investors
Investment property mortgage
Buy-to-let style purchases, rental income and lenders open to investment files.
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Next steps

Before you pick a path

Process, fees and guides — so you know what we do and what it costs before you send the case.

How it works
One named contact, clear steps, and what the bank decides vs what we handle.
Fees
From €4,000 with a written quote before we start. No mid-file surprises.
Guides
Buying in Spain, NIE, costs and timelines — written for English speakers.
Case review
Tell us about the purchase. We come back with clear numbers.

Case review

From €4000

Send us the purchase

Property, deposit and residency status. We reply with a realistic financing path — no bank-approval promises.

Review my case See fees

Spanish mortgages for international buyers

Non-resident mortgage Spain

Mortgage in Mallorca

Investment property mortgage

Before you pick a path

How it works

Fees

Guides

Case review

Send us the purchase